![]() Do I believe that I deserve to win with money?.Do I want to build a savings account so that I can stop worrying about emergencies?.Am I doing this to get out of debt, go on a vacation, or perhaps make a career change?.What are the 2- 3 reasons that you want to do this?.Take out a journal and write the answers to these questions: If you feel like it is time to get your finances in order, you will want to start with writing down 2-3 reasons that you are doing this. It is important to have a goal and to really pinpoint why you want to win with money. I want to see you succeed at this, because I truly believe it is a critical step into changing your money story! Let’s Go…Start Here! And the way to do that is to begin budgeting. Here is the fact of the matter, you won’t be able to move forward financially until you are able to get your money behavior to line up with your financial goals. What if I told you that the key to reframing your position on budgeting is to discover your “why” for moving toward financial stability. You are completely normal is you just want to sign up for the fun stuff. So how do we move from hating it to rolling up our sleeves and getting it done?Īfter reading the list above, do you see at least one reason that rings true for you? We just don’t want to do the things that we don’t like to do or feel like we aren't good at. Personal finance can, in fact, be boring!.People aren’t usually excited about looking at their lack of money.Many are stuck in shame and self-judgement because of money mistakes from the past.People are overwhelmed by where they are and where they actually want to be financially.Budgeting is an experiment, and many run out of patience when it doesn’t work the first time.There are many experts telling people that they are already doing it wrong, so why bother?.It becomes a mundane “to-do list” item which gets buried by more pressing priorities. ![]() It takes a lot of self-motivation to get started.Here are some of the reasons that most people find little to no joy in budgeting: However, creating a budget is an essential part of the process. Most people do not like to budget, and it is most often the main reason why people are hesitant to begin a journey toward financial recovery. I get it it is hard to be inspired by personal finance, particularly if you don’t have a positive money mindset. You may believe that budgeting is hard, so just the thought of sitting down to write out a budget makes you cringe. And quite frankly, we as humans tend are naturally motivated by the things that come easily and naturally to us. No longer do I think budgeting is restrictive, but rather, it allows me to have freedom in spending.īudgeting requires us to take action. However, it was the tool that changed the way I looked at money. If I am being honest, I really didn’t love to budget either when I started. Does this sound like you? Do you associate budgeting like going on a diet? You think, I’ll start that another day because budgeting is a buzz kill. It’s time to get yourself focused and start saving money or getting rid of debt, but you would rather do anything than sit down and make a budget.
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